Family money management is the holy grail of your financial health. Without proper money management, sooner or later you will be in financial crisis. As family, it is common to have debts, so money management doesn’t just manage your money but its also includes debt consolidation, the way you manage your debts to be out of debt trap. The famous Robert “Rich Dad, Poor Dad” Kiyosaki said that there are two types of debt: a good debt and bad one. Good debt makes you rich, and bad debt makes you poor. The difference between them lies in usage of your debt money, for productive purpose (for example investment,business,education) or for consumptive purpose (for example jewelery, traveling, fashion).
Since education price is always goes up, you must prepare your financial support years before your children going to school or college. Investing your money to education insurance plans while your children still in early age is a good idea. Despite that suggestion, in fact, many Americans are in debt because of many things such as job loss, consumptive behavior or medical problem. If you are in debt problem so that you must choose between paying your children school fee or paying debt interest, i suggest you consult with Consolidated Credit, a debt consolidation company. They have many programs and services to help your debt situation such as debt management, credit counseling, credit card debt help. Whatever your debt situation is, they can help you out.
Besides that, they also have many educative publications about debt, and the debt consolidation guide is a must read. That guide have many information about how to avoid getting debt trap especially for student. That guide also mentions this concerning statistics fact:
According to the U.S. Department of Education’s National Center for Education Statistics, 41% of graduating seniors had credit card debt, with the average balance just over $3,000. Among students who had college loans, the number with credit card debt rose to 48% and the average balance was $3,176.
In summary, i suggest you to prepare your financial support years before your kids going to school, but if you are now already in debt situation, don’t give up, call them up and solve your crisis for the sake of your children education.
As a father you probably doesn’t have much free time, may be your only chance to be with your wife and kids is on saturday or sunday. Do you already have plan to spend that little free hour with your family? If you have sons, i think it is a good idea to sometimes ask him to watch football,Formula 1 or whatever sports he likes, at sport arena, not in front of TV. Watching at stadium is much better than watching sports at TV, the atmosphere, the crowd, the smell, and everything is so much better.
For some family, car is an asset, without car they can not work and make money. Have you ever think about suddenly losing your car? What happen to your family and financial situation then? Remember, the golden rule is always protect your asset, and your car deserve to be protected with an 
When I was in my early 20’s, I read Adele Davis’s book, “Let’s Eat Right To Keep fit.” I learned from her that “you are what you eat.” I also learned that our babies are what we eat while we are pregnant, and then are what they eat once they are born. If you nurse your babies, then they continue to be what you eat as long as you are nursing them. My bible during my first pregnancy over 38 years ago was “Let’s Have Healthy Children,” also by Adele Davis. I started to follow her guidelines way before getting pregnant, knowing that my health had a big effect on my baby’s health. There is much more information about good nutrition available today, and I want to encourage anyone who wants to have healthy children to start early in learning about and implementing a healthy way of eating. Educating yourself regarding good nutrition is a major part of good parenting.
Becoming a parent is a life changing event, and while bringing up children certainly can be a joyful experience there’s no denying that it can also place huge stresses on you as a mother or father. Commonly recommended ways of dealing with stress in other areas of life tend to involve ‘getting away from it all’, such as visits to the gym or a game of squash to release the tension. However, being a parent is a full time job and it’s not always possible to take time out in this way.
If you don’t think you have enough family time, remember- creating time is a choice. I encourage you to choose wisely by following these six tips:
Behind every successful public school student is a school teacher. And many great masters of public schools. But teachers can not do it alone.
Common sense in parenting is a rather relative idea. Some parents simply do not have it and they need to be told just how to parent. That is why there are so many bestselling parenting books out there. There is nothing wrong with needing a little help in the area of your kids, parenting is difficult during the best of times and if those books can help you then go ahead and get them!
“It’s 10 p.m. Do you know where your children are?” Remember that phrase from your own childhood? It’s still a valid question, but now, it comes with a twist: “Do you know where your kids are-and who they’re talking to online?”
Finding time to bond with your kid is an important thing…and also a tough one. With a demanding job, pressing appointments and only 24 hours in a day to spend, it is not unusual that a parent can hardly find time to be with his children.